Bank Exams

by mehekkaoberoi

About Bank Exams:

Every year, multiple exams are conducted for the recruitment of Bank PO, Bank Clerk & Specialist Officers.

Bank Exams Syllabus:

Written tests in bank exams generally ask questions to test the General Aptitude of the candidates. In Prelims, 100 questions are asked from three different sections – Quantitative Aptitude (35 Questions), Reasoning Ability (35 Questions), English Language (30). While in the Mains exams, 200 questions are asked covering Quantitative Aptitude, Reasoning Ability, English Language, General Awareness and Basic Computer Knowledge.

Syllabus of all above sections is given below:

  • Quantitative Aptitude:

Number Systems, Ratio & Proportion, Percentage & Averages, Profit & Loss, Mixtures & Allegations, Simple Interest & Compound Interest, Surds & Indices, Time & Distance, Mensuration – Cylinder, Cone, Sphere, Sequence & Series, Permutation Combination & Probability, Quadratic Equations, Data Interpretation.

  • Reasoning Ability:

Sitting Arrangements, Tabulation, Logical Reasoning, Syllogism, Input Output, Coding Decoding, Alphanumeric Series, Ranking / Direction / Alphabet Test, Data Sufficiency, Coded Inequalities, Non Verbal Reasoning.

  • English Language:

Reading Comprehension, Close Test, Error Spotting, Sentence Correction, Para Jumbles, Vocabulary, Multiple Meaning Words, Paragraph Completion and New Pattern Questions of various types.

  • Computers:

Number System, History of computers, Hardware, Software, Database (Introduction), Communication (Basic Introduction), Networking (Lan, Wan), Internet (Concept, History, Working Environment, Application), Security Tools, Virus, Hacker, MS Windows & MS Office, Logic Gates.

  • Current Affairs:

Banks in NEWS, Economy based current affairs, Business NEWS, Agreements, New Appointments, Visits, Government Schemes, Awards and Honors, Summits, Committees, National and International, Obituaries, Reports and Indexes, Books and Authors, Defence, Sports.

  • Banking:

RBI, Function of RBI, Banking Abbreviations, Banking Regulation Act 1949, Policy Rates, Types of Accounts, Negotiable instruments Act 1881, Banking Ombudsman scheme 2006, Financial inclusion, Priority sector lending, Money Market Instruments, Capital Market.

Eligibility criteria for banks:

The first and foremost factor that is considered during the recruitment process is graduation. The aspirant must have to complete his or her graduation in any discipline with good percentile. For reserved category aspirants (SC/ ST/ PWD or any other such category) a minimum of 55% of marks is required.

There are mainly two positions for a graduate:

  1. Clerical – Clerical posts job include the positions like a clerk, clerk-cum-cashier, typist, steno, agricultural clerks, data entry operators, and telephone operators
  2. PO– Probationary officer post- As the name indicates the selected candidates will be under probation i.e the performance of the student will be analyzed during the candidates’ training period and then will be hired.

Eligibility Criteria to become a clerk:

  • The candidate must be a citizen of India.
  • If the candidate wants to apply for the clerical post, he/she must be a graduate and +2 with 60% or more marks.
  • In some banks, the minimum required qualification can be 10 + 2, and the maximum age limit for the candidate for applying the 25 or less than 25. But in such cases, diploma degree candidates with excellent practical knowledge will be hired.
  • The candidate must be between the age group of 18-28 years and relaxation age limit for SC/ST/OBC/PH or any other reserved category.
  • In Public Sector banks, Rs 140,000/- is the average salary for entry-level clerks per annum.

Eligibility Criteria to become a PO:

  • The candidate must be a citizen of India.
  • For the post of the probation officer, the candidate’s age should be at least 21 years and maximum of 30 years.
  • The candidate must have a bachelor’s degree from a recognized university with 55 % – 60 % marks aggregate.
  • The candidate must have good knowledge of computers and especially MS Office.
  • In Public Sector banks, Rs. 200,000/- is the average salary received by a PO per annum. Bank POs can make close to INR 50,000/- inclusive of various allowances.

Broadly, these exams can be classified into following Categories:

  1. IBPS PO
  2. IBPS Specialist Officers (IBPS SO)
  3. IBPS Regional Rural Bank Exam
  4. SBI Probationary Officer
  5. SBI Clerk
  6. RBI Grade B Exam
  7. RBI Assistants Exam
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