Reliance Travel Insurance: Choose From These 8 Types of Plans!

Are you a solo traveller? Or do you prefer travelling with friends and family? Either way, travel insurance should be your number one priority. Your trips should be filled with lots of fun and experiences. And to keep any kind of unforeseen circumstances at bay, you must have travel protection.

One of the best options for travel insurance is Reliance Travel Insurance. Not only because it won India’s Most Trusted Brand Awards in 2021, but also because it provides international travel plan insurance to different types of travellers.

Before we get into the nitty-gritties of Reliance Travel Insurance, let’s take a look at what travel insurance is. 

What is Travel Insurance? 

Travel Insurance is one of the many types of general insurance. It allows you to feel secure about your trip by covering the expenses of unexpected situations like lost luggage, trip cancellations, or medical emergencies. In return, you have to pay an amount upfront.

But for many people, the payment of this amount is well worth the price because it gives you mental freedom. Now that you have a good idea of what travel insurance is, let’s take a look at the overview of Reliance Travel Insurance. 

What is Reliance Travel Insurance? 

Reliance General Insurance Company offers a range of international travel insurance plans designed for various types of travellers, whether you’re travelling solo, with family, as a student, or as a senior citizen.

In recognition of its excellence, the company received the India’s Most Trusted Brand Awards in 2021 for Best Claims Management and the Asia’s Best Insurance Company Award in 2020 from Insurance Alerts Excellence Awards. With coverage available for travellers up to 90 years old, Reliance travel insurance guarantees peace of mind and security throughout your travels.

So you know what Reliance Travel Insurance is, but do you know the features of Reliance Travel Insurance? Let’s take a look. 

What are the Features of Reliance Travel Insurance? 

There are several features of Reliance Travel Insurance. Some of them are mentioned below:

1. You’re covered for up to 6 months.

2. No need for a medical check-up if you’re under 90 years old.

3. They cover declared pre-existing diseases as life-threatening diseases for those up to 70 years old.

4. You get cashless hospitalisation worldwide.

5. Emergency assistance is available 24/7.

6. They offer tailored plans for specific destinations like Schengen and Asia.

7. Buying travel insurance from Reliance General Insurance requires no paperwork.

8. Reliance travel insurance covers international trips with a high claim settlement ratio of 95.3% in FY 2021-2022. 

9. It partners with over 7300 hospitals worldwide, offering cashless treatment and coverage for COVID-19 expenses. 

10. With 24/7 claim assistance and recognition as the Asian Best Insurance Company by Insurance Alerts Excellence Awards 2020, Reliance ensures reliable support and protection for travellers.
    
    These are some of the most important features of Reliance Travel Insurance. 

What is Covered in Reliance Travel Insurance? 

Reliance Insurance covers various aspects of travel mishaps and emergencies:

1. Medical Expenses: 

Covers hospitalisation expenses for illness or accidents.

2. Loss of Passport: 

Covers the cost of obtaining a duplicate or new passport if the original is lost.

3. Total Loss of Check-in Baggage: 

Compensates for misplaced or lost check-in baggage by airlines.

4. Trip Delay: 

Provides compensation for flight delays exceeding 12 hours.

5. Personal Liability: 

Covers legal liability for accidentally injuring or damaging third-party property or persons.

6. Compassionate Visit: 

Reimburses return airfare for one immediate family member if the insured is hospitalized abroad for over 7 days.

7. Home Burglary Insurance: 

Compensates for stolen items during a burglary at the insured’s house while traveling abroad.

8. Personal Accident:  

Provides compensation for death or permanent disability resulting from an accident abroad.

9. Bail Bond: 

Arranges bail amount if the insured student is arrested or detained under a bailable offence.

From bail bond to home burglary insurance, several aspects of travel are covered under Reliance Travel Insurance. 

How to Get Reliance Travel Insurance? 

To get Reliance Travel Insurance, follow these simple steps:

1. Visit the official website of Reliance General Insurance Company.

2. Browse through different travel insurance plans and choose the one that fits your needs.

3. Fill out the proposal form with your details and review them carefully.

4. Pay the premium amount online to activate your travel insurance policy.
   
   That’s how easy it is to get Reliance Travel Insurance. Now that you know how to get Reliance Travel Insurance, let’s see which one to get. 

What Are the Plans Offered by Reliance Travel Insurance? 

Reliance Travel Insurance offers various plans catering to different travel needs:

1. Reliance Travel Care Policy Overseas:
   
   Provides comprehensive coverage for international travel, including medical expenses, trip delays, baggage loss, and more, with different variants like Standard, Silver, Gold, Platinum, Family Standard, and Family Gold plans.

2. Reliance Travel Care Policy Asia Plan:
   
   Designed for travel within Asia, offering protection against unforeseen incidents like medical emergencies, loss of passport, trip delays, and more, available in Standard and Silver plans.

3. Reliance Travel Care Schengen Plan:
   
   Specifically for travel to Schengen countries in Europe, meeting mandatory travel medical insurance requirements with coverage for medical expenses, personal accidents, loss of passport, and more, available in Basic and Standard plans.

4. Reliance Travel Care Student Plan:
   
   Tailored for Indian students studying abroad, covering medical expenses, loss of passport, study interruptions, and more, with Basic, Standard, Silver, Gold, and Platinum plan options.

5. Reliance Inland Travel Care Policy:
   
   Covers domestic travel with benefits like emergency medical expenses, flight contingencies, and various plan variants like Rail Travel-Standard Plan and Individuals/Families-Plan A, B, C, and D.

6. Reliance Travel Care Annual Multi-Trip Plan:
   
   Ideal for frequent travelers offering year-round coverage for multiple trips under a single policy with sum insured up to USD 5,00,000, available in Standard, Plus, and Elite plans.

7. Reliance Travel Care Policy for Senior Citizen:
   
   Custom-made for travelers aged 61 to 90 years, providing extensive medical coverage, including loss of passport, daily hospital allowance, trip delays, and more, with Standard, Silver, Gold, and Platinum plans for ages 61-70 and only a Standard plan for ages 71-90.

8. Pravasi Bhartiya Bima Yojna Policy:
   
   Specifically designed for Indian citizens aged 18 to 60 years employed abroad, covering medical expenses, personal accidents, in-patient care, repatriation of remains, and more.
   
   So, these are all the important plans offered by Reliance Travel Insurance. By now, you have a fair idea of what is travel insurance, benefits and features of Reliance Travel Insurance, steps to get this insurance and a whole lot more. With this knowledge, you’ll not face any trouble making your way through your financial planning journey. If you need more such useful guides, keep an eye out on this space.